How CoverageBeacon actually operates.

CoverageBeacon is operated by QLG Media LLC, a privately held performance media company. We own this brand, the funnel you're using right now, and the data path from your inquiry to a licensed agency partner. We are not a directory of unrelated affiliates and we are not white-label resold inventory from another network.

The parent company runs three brands under one operational standard. CoverageBeacon is the insurance-guidance property. You can read about the parent at qlg.media if you want to see how the portfolio is structured.

CoverageBeacon connects U.S. consumers with licensed insurance agency partners across three categories:

• Final Expense. Small whole life policies designed for end-of-life expenses, typically for ages 50 to 85.
• Medicare. Medicare Advantage, Medicare Supplement (Medigap), and Part D Prescription Drug plans, with licensed agents who can explain plan availability in your county.
• ACA Marketplace. Individual and family health plans through the Affordable Care Act marketplace, including subsidy eligibility and Special Enrollment Period guidance.

Our pre-screening process collects basic information (your state, age range, household, and the like) so we can match your inquiry to a licensed agency that operates in your area and category.

This part matters because confusion about it is the source of most insurance lead generation complaints.

• We are not an insurance company. We do not underwrite policies.
• We are not an insurance agency or broker. We do not directly sell insurance or hold premium dollars.
• We do not recommend or endorse specific carriers or plans. A licensed agent does that, based on your situation.
• We do not share your contact information with unrelated marketers or sell your data to data brokers outside of the marketing partners disclosed on our Marketing Partners page.
• We do not require you to enroll in anything. There is no obligation at any point.

If you submit your information through one of our chat funnels and provide consent, you may be contacted by a licensed insurance agency partner listed on our Marketing Partners page. That contact may include phone calls, text messages, and/or emails about the insurance category you inquired about.

You will not be contacted by unrelated marketers, data brokers, or partners outside of that disclosed list. CoverageBeacon does not sell your inquiry to the highest bidder.

QLG Media operates a single opt-out portal that covers every brand in our portfolio, CoverageBeacon and any other QLG Media property. One submission covers all of them.

Visit qlg.media/do-not-sell to:

• Submit a Do Not Sell or Do Not Share request (CCPA / CPRA)
• Submit a Do Not Contact request (TCPA / state DNC)
• Request deletion or correction of any personal information we hold

You can also email [email protected] or call our universal opt-out line during business hours.

This website is operated by QLG Media LLC and is not the Health Insurance Marketplace® website. This website is not connected with or endorsed by the U.S. government, the Centers for Medicare & Medicaid Services, or the federal Medicare program. Medicare has neither reviewed nor endorsed this information.

For official ACA Marketplace information, you can visit HealthCare.gov. For official Medicare information, you can visit Medicare.gov or call 1-800-MEDICARE.

In offering this website, QLG Media LLC is required to comply with all applicable federal law, including the standards established under 45 CFR §155.220(c) and (d) and standards established under 45 CFR §155.260 to protect the privacy and security of personally identifiable information.

When you submit your information through one of our chat funnels, you'll see a Consent & Contact Disclosure block near the submission button. That block has three parts:

• A plain-English summary of what you're agreeing to
• A bolded reassurance line: "Consent is not required to buy any product or service."
• The full legally required disclosure text

The full disclosure is not hidden, collapsed, or tucked behind a click. It's visible at the moment you give consent. We use third-party services (TrustedForm and Jornaya/LeadiD) to independently certify that you saw the disclosure and submitted your information yourself. Those certificates are how we maintain evidence of consent under the TCPA.

Our Marketing Partners page lists the licensed insurance carriers, agencies, brokerages, and technology or marketplace partners that may be involved in your inquiry, organized by line of business. Partner rosters may update over time, and the page reflects our active distribution as of its effective date.

If you have a question about a specific partner, or if a partner has contacted you and you'd like to verify the relationship, email [email protected].

Our full Privacy Policy describes how we collect, use, share, and protect personal information. Key points:

• We collect only what's needed to match you with a licensed agency partner.
• We do not sell or share personal information with unrelated marketers.
• We retain inquiry records as required by TCPA and state DNC defensive evidence rules, then delete on request through the universal opt-out.
• We are a U.S.-based operation; we do not send personal information offshore.

For California, Colorado, Connecticut, Virginia, Utah, and other privacy-regulated states, the universal opt-out at qlg.media/do-not-sell covers your state-specific rights including the Right to Know, Right to Correct, Right to Delete, and Right to Opt Out of Sale or Sharing.